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I Have Three Different Credit Scores.

Why Would My Data Be Different at the Three Credit Bureaus?

Different lenders-such as credit-card companies, stores, finance companies, landlords, utility companies, etc.-report to different credit bureaus. Some report to all three; some to only one or two. So it's possible that each of the three bureaus might have different information about you. It's also quite possible that one or more of the three bureaus has incorrect information about some of your accounts. You should periodically (about once a year) get a copy of your credit report from each of the credit bureaus and check them for accuracy. If you find an inaccuracy, you should immediately request that it be corrected. Your credit report should have information about how to request corrections.

Or, you can contact the credit bureaus at the addresses and telephone numbers below:

  • Equifax Information Services, LLC
    PO Box 740241
    Atlanta, GA 30374
    800-685-1111
    www.equifax.com

  • Experian
    701 Experian Pkwy.
    PO Box 949
    Allen, TX 75013
    888-397-3742
    www.experian.com

  • TransUnion LLC
    Consumer Disclosure Center
    PO Box 1000
    Chester, PA 19022
    800-888-4213 800-916-8800
    www.tuc.com



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