What Is A Good Credit ScoreThe number that is considered "good" varies from lender to lender and from loan "product" to loan product. However, most lenders consider a score below about 620 to be bad and a score above 800 to be very good. These designations are based in part on the following data from Fair, Isaac and Company. Consumers' Credit-Score Range  Number of Good Loans (paid on time) to Bad Loans (not paid on time or defaulted on) Below 600- 8 good for every 1 bad 700-719- 123 good for every 1 bad Above 800- 1,292 good for every 1 bad Back |